Weekly Weight (8/11)

259.2
Considering that I just got back from 10 days in Las Vegas (for Black Hat and DEFCON) I consider this an accomplishment. It helped that I was getting around 30k steps (15 or so miles) on most of the days out there. I even went to 3 buffets while I was out there (Wicked Spoon in the Cosmopolitan was the nicest of the batch) and ate (and drank) well. Back to reality now (and back to a better gym, I definitely took a hit in my strength during this trip)

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 (June)
• 262.5 - 261.8
• Month 2 (July)
• 259.4-261.7
• Month 3 - Week 1 (now)
• 259.2

Steps:

• Last week 
• 173k
• July
• 124k-90k
• June
• 123k-93k

July Shows

Slowly getting back into the groove.

TV:

• Babylon 5 - Finally finished!
• Star Trek - Now to piss off the Trekkies/Treckers.. I am watching in chronological order... Starting with Enterprise ;)

Movies:

• Finding Dory - OMG, I saw a movie in the theater! And it was good!
• Deadpool - Finally got to see what everyone else already saw
• 10 Cloverfield Lane - Alien Invasion (maybe ;) plus the locked room situation... Solid entertaining movie

What my Daughter is obsessed with:

• Team Umizoomi - An addiction I heartily endorse.

What my Son is obsessed with:

• Anything his sister has
• Anything he can eat
• Pretending everything is a phone
• Walking, everywhere

July Reads

Longer car trips plus more walking plus more working out equals more books read.

• Shattered Spear (The Lost Stars #4) by Jack Campbell
• I have been reading books of this series for a long time (I remember reading some of the first books of the Lost Fleet series way back in 2008). I still enjoy them and find that this spin-off series, "The Lost Stars", adds an interesting element to the universe. The characters aren't just "naturally" (yes, that is an over/underwhelming explanation of Jack Geary's skill set) good like Jack, and this tells the stories from the nominal bad guys. At this point I find myself cheering (the non-snake) leaders of Midway as they attempt to forge and "alliance" and move past their Syndicate past. Complicating that are of course the remnants of the Syndicate, Enigma's and an honest to god Pirate Queen. Overall a fun read and I look forward to more if there is room in there for another story, though the ending wrapped things up fairly neatly if this is the last book the series.
• The Atrocity Archives (Laundry Files #1) by Charles Stross
• The first of the Laundry Files series (7 books and counting). Bob Howard, computer geek, works for the Laundry, a super-secret organization that fights and suppresses "magic" across the UK. Magic in this world is interesting, as suddenly becoming a Computer Scientist or Mathematician becomes really dangerous as the advanced math opens holes into other worlds. Anyone who poses a threat get subsumed into the Laundry, a very british governmental organization that involves a lot of make-work. Bob aspires higher and wants to be a field agent. This leads to a lot of interesting situations that drive this story along.
• The Jennifer Morgue (Laundry Files #2) by Charles Stross
• More Laundry. So good that I have come back to re-read it.
• The Fuller Memorandum (Laundry Files #3) by Charles Stross
• Even more Laundry. It has been years since I have read them and I wanted to listen to them again.

Financial Housecleaning

So in another week or so my birthday will wind around (I like birthdays, they are a sign of accomplishment of living another year). This one is pretty notable as it will be my 40th (crazy to me... I know I just said birthdays are accomplishments but... It is hard to believe we are more than halfway done with 2016 already).

One thing I like to do is step back and look at my financial state (I read blogs like this (which address how you should be investing at certain ages) and use tools at Personal Capital, like their retirement calculator. As I get older and the target window for retirement (I am planning on a hard stop at 62.. that's when I can start drawing my full FERS retirement from my government job). I will give an example of what I just did for my Thrift Savings Account (TSP, 401k for the US Government workers), without any real dollars behind it (I overshare a lot between social media and whatnot, but I have not reached the point of sharing my net worth with the world... I think the only person other than my wife that knows my full net worth is my broker team at Personal Capital (that and Google... but they swear that they won't do evil)).

At the beginning of the 2016 it was 40% C, 15%G, 20% S, 25% I. In March I started the long road to more stable assets, with the plan to decrement C, S, I (subtracting C twice) and slowly build up G and F every six months. So now I am at 38C, 16G, 1F, 20S, 20I. Adjusting both the contribution amount as well as the actual balances. I also did the same with another account (Betterment)  decreasing my total exposure to stocks by 2% there (with a bump in bonds to compensate).

Yes, I know that swinging slowly to more stocks will decrease my potential gains, but it also decreases my total risk exposure, which at this point in my life since I have been a prolific saver overall (not as good as I could have been but I also lived life) means I have a fairly large amount to protect.

So overall, birthdays are a good time to reflect on the past and plan for the future.

Weekly Weight (7/21)

259.4

A pretty good week from exercise and activity. Even with all the heat and the PF still going, it was a solid week.

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 (June)
• 262.5 - 261.8
• Month 2 - Week 1
• 261.7
• Month 2 - Week 2 
• 259.9
• Month 2 - Week 3 (now)
• 259.4

Steps:

• Last week 
• 105.5k
• Last week -1
• 90786
• Last Month (weeks)
• 123k-93k

Weekly Weight (7/14)

259.9

A drill weekend (which always seems to involve less exercise than a non-drill weekend), feeling off and the continues visitation of planar fasciitis in my right foot, but somehow a drop....

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 (June)
• 262.5 - 261.8
• Month 2 - Week 1
• 261.7
• Month 2 - Week 2 (now)
• 259.9

Steps:

• Last week
• 90786
• Last Month (weeks)
• 123k-93k

Luck

So reading over on a Personal Finance Blog Mr Tako Escapes, in particular his post about
The Arrogance Of Wealth and he brought up a topic I firmly believe in. That even the most successful person out there didn't get there solely on their own skill and knowledge. Luck plays a huge factor (that you were born in the right place and time, to the right parents and had the right opportunities in education and work to excel).

I have been saying the “luck” thing for a long time. But the people, like some people I know on Wall Street, don’t like acknowledging that, while yes, they are probably very skilled in their field, luck played a significant role (some may actually say overwhelming role) in their success…

I know that myself and most of my fellow Americans are very lucky. We live in a society where the biggest problem is getting too fat, from poor diet and lack of exercise. Where even the poorest have TV's, air conditioning/heat and cell phones. Yes, I know there is food anxiety in our society, but overall we don't have it too bad.

One thing I really want to instill in my children is to help them recognize the sheer luckiness of their position. To have (if my may be ever not so humble) great parents, food, toys, family and most everything a kid could want. I watch on TV and the Internet (and have seen with my eyes in Afghanistan) the true level of poverty that exists in the world. Where children don’t even have enough to eat every day (the story that has destroyed me this year was of a 2yo on the streets in Nigeria….http://www.independent.co.uk/news/world/africa/two-year-old-nigerian-boy-accused-of-being-a-witch-rescued-by-aid-workers-a6875706.html I am not prone to being a emotional but if that picture of the women offering water to the child doesn’t emotionally hit you I don’t know what will).

As my parent’s would say, “There but for the Grace of God go I.”

Weekly Weight (7/7)

261.7 (Lucky 7 was not with me.)

It was the 4th of July weekend, the weekend of booze and bbq, so not too horrible. Been feeling off this past week, which kept me away from the table (and sadly between that and a reappearance of planar fasciitis, not really been to the gym much this week)

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 (June)
• 262.5 - 261.8
• Month 2 - Week 1 (now)
• 261.7

June Shows

Amazing how little reading gets done when you are stuck in a whirlwind of requirements that come with being a Company Commander during Annual Training in the National Guard. Basically for 2 weeks I didn't read or watch most anything. And then, in all fair turnabout, my wife went out of town for 10 days and I became the primary parent for a fast and strong willed 3yo girl and a 10 month boy that decided that walking was what he needed to do right now! (Thank God for family, my MIL came into town during the weekend and my parents are helping out for the rest of the time) All of which means I watched even less stuff (not that I am complaining).

I did finish the Flash and have just one episode left of Babylon 5 (I am now convinced I never saw the last season).

June Reads

Amazing how little reading gets done when you are stuck in a whirlwind of requirements that come with being a Company Commander during Annual Training in the National Guard. Basically for 2 weeks I didn't read or watch most anything.

• Technomancer (Unspeakable Things #1) by B.V. Larson
• I started this book on a "meh" note... for some reason it didn't click right away and only after I was about 1/4 into the book did I really get engaged. This book covers the standard problem that a lot of readers have of having to discover the world the characters are in by literally making the main character a blank slate. With effective amnesia (able to do things like read, talk, drive, shoot guns, but not able to remember any personal details) the main character wakes in a hospital facility in one of my most . Slowly we learn more about this world, with the weird occurrences and "magical" devices that are the key to people's "magic". I was quite satisfied by the way that the events finally built up to the ending.
• Ark Royal (Ark Royal #1) by Christopher Nuttall
• It is hard to imagine that a potential reader of this book hasn't watched Battle Star Galactica just as much as the average reader should see that the writer obviously was influenced. Aging Carrier close to retirement? Check. Carrier the new hope for Humanity? Check. Command staff with a lot of personal issues? Check. Fighter pilots going at it like rabbits? Check.
  But the Author does a good job once you can forgive him for the fact that he was strongly influenced by BSG, even if just in his subconscious. 
• United States Of Apocalypse by Mark Tufo (Goodreads Author), Armand Rosamilia (Goodreads Author)
• Not a bad little story. Nothing like a reminder that apocalypse can be started by more mundane actions. (Though North Korea? Could you have picked a more unlikely bad guy?) This one does a good job on focusing on two people, one in NYC and one in the unpopulated area of California. You don't see a lot of stories focusing on what happens to the big cities, because in the end you are fairly toast in all but the smaller ones unless you bug out quickly.

Weekly Weight (6/30)

261.8

Considering I am single parenting this week and my planar fasciatis decided to come back and visit, I am not too bothered by this. The upcoming weekend is a holiday weekend so that will be a challenge. Oddly my steps are not too bad (110k for the past week) even though I have had to drive more than normal due to kid related activities.

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 - Week 3 (June)
• 262.5
• Month 1 - Week 4 (now)
• 261.8

A dark confession (Jeans Suck) and why Kilts rule

I have an almost un-American dislike of Jeans....  I don't get why people like them so much and really cannot think of a point in at least the last 2 decades that I have owned a pair (I got convinced one time to try them on, but whoever I was with quickly agreed that I should take them off, they didn't suit me). I live in the Washington DC area (while not really a swamp the weather has a lot of swamp like attributes) and for 7-8 or months of the year wearing pants, let alone pants that are made of cotton (a material that has taken a steadily lower fraction of my wardrobe over the years. Cotton sucks in the summer and can kill during the winter), doesn't leave me happy.

For me I have a hierarchy (from worst to best). I am not even putting jeans in there since the above should cover why that is never an option.

• Dress Pants/Khaki's
• High tech cargo pants (5.11 Taclite pants are great, they have thicker material ones for the colder months but these are wearable all year round)
• Cargo shorts (5.11 again for the win. So many pockets and so strongly built. Pretty much the only ones that I will buy)
• Kilts (5.11 Tactikilt's (anyone else see a trend?), Sportkilt (USA and US Army tartans of course) and misc other ones (Elkommando kilt for example)). I love me some kilts. Comfortable and cool (in short, other than underwear, why would I want more material hugging my crotch and butt during the warm months....), with a fashion twist that the shorts have a hard time matching. Side note, all my kilts (except for 1-2 I bought before I saw the option) have these things called pockets... some even in profusion (the 5.11's for example). I am not a traditionalist (which means I have pockets and wear at the normal american waist vs the belly wear of traditional kilts) and really like practical clothing.  One thing I have learned is that most people don't even notice what men are wearing....  I don't even get bothered by the skirt comment from my wife, since technically kilts, an unbifurcated garment, are a subset of skirts. Men were wearing them for eons... (they only started wearing pants because of horse riding, of which I do none of so I feel ok not wearing pants)

Sydney and I in matching US Army Tartan Kilts

I think my time in the military has increase my DGAF (look it up) as opposed to increased my conformity. When you have done enough silly stuff in front of other people you just reach a point where you don't care and just want to wear clothes that are comfortable, climate appropriate and, yes, somewhat distinctive and entertaining to wear. (side note, this morning I said I was running upstairs to my daughter and she said "to get your kilt?")

Weekly Weight (6/23)

262.5

Worse than I hoped, better than I expected or deserved. I am back from 16 days of military duty, which was done in fairly hot heat and humidity. I definitely wasn't walking as much as normal (not too much mind you, just less than normal and decreasing the hotter it got) and my workouts and diet took a significant hit (I got to the gym 3 times and ate out way too much). Stepping up the workouts as well as the steps (15000 a day from Sunday to Wednesday).

• Day 0
• 260.9
• Month 0 (May)
• 257.8 - 263.1
• Month 1 - Week 3 (June - now)
• 262.5

Looking forward to some good workouts, lots more walking and solid dietary (with some fasting.. this is made easier by the sheer effort it takes to get a 3yo and 10mo kid out the door in the morning.  If I tried to eat too I would be catastrophically late, I just make a cup of coffee and start moving) in the next week. Only complicated by the fact that I am single parenting for the next 10 days.

A Modest proposal for the President of United States

American Offices are dreadful places overall in Summer in the United States. American men are forced to wear outfits that do not conform to weather outside (and hence suffer on their commutes to and from work) and American women, who often do dress to the weather (at least during the Summer) are comfortable on their commute and many have to wear sweaters/jackets when indoors. It creates a lot strife in the Office and even causes some to cry "sexism." In general our European allies think we are a bit weird in our fierce AC obsession.

Japan should be our role model for this. In the wake of the loss of generation capacity due to the shutdown of nuclear reactors following the 2011 Earthquake and Tsunami, Japan doubled down on their previous "Cool Biz" campaigns with their "Super Cool Biz" campaign. Temperatures in offices were encouraged to raised and workers we asked to adapt (even their President threw in with it, wearing short sleeves in numerous public appearance). While I admit that I have ulterior motives since I often have to wear long sleeve button downs with ties at work, this really is something that we should consider.

As President, I would request that you implement some of the policies and actions that are similar to the Government of Japan's action. With Executive Orders alone you could order the entirety of the U.S. Government, some 2.7 million people (almost 2% of the entire US work force), to adopt a more reasonable approach to the AC dial and to the expected attire from the government employees (drop the suit, drop the tie... wear short sleeve shirts, either button up or polo's). Specify a new standard (75 degrees?  Maybe allow for a phased approach do that people don't go into shock over this and overreact?) and direct D/A heads to address appropriate business attire, at least from May to October. This would also be very consistent with your positions on Climate Change (since this has been proven to decrease energy consumption in Japan) and perhaps spark similar actions in State/Local governments as well as industry.

Now mind you, I am not saying turn it off. Buildings need ventilation and, in places like the Washington DC Area, humidity really is the worst consideration. I will hit you up in another 6 months to address the other "cool" thing Japan has tried to do, the "Warm Biz" concept.

Yeah, I petitioned the White House on this item.  To sign go to https://wh.gov/iHaWD

My Daughter Turns 3!

Sydney, you live in a magical age. Never will you have to worry about staring out the car windows with nothing to do and boredom is but fleeting moments from being fixed. I hope (and will try to help) you develop Daddy's love of reading in the face of so much other electronic stimulation.

3 years ago you entered my life (actually a bit more than that since the moment that the pregnancy test came back positive I was planning to meet you IRL (In Real Life... old people techie speak)). My life has been enriched by your (very) willful presence. You have a very strong personality and know what you like, and are not afraid to tell us what you don't like. This year (and the next) of your life will be fairly stable, a few trips, maybe a promotion to the next class in daycare, then life will come whirling at you. I am so happy to be there with you and help you (when you are willing to accept) along with each stage of your life.

You (and your brother, as well as your mother) are the center of my life. 

I apologize for the fact that for at least the next 8 years or so the odds are very likely I will not be there on the day of your birthday (side effect of Daddy being part of the Army National Guard, which always seems to have annual training right around your birthday). I was so excited that I was able to get a few minutes with you on your birthday this year!

May Reads

• Kill Switch (Joe Ledger #8) by Jonathan Maberry (Goodreads Author)

• Ever read a book that is part of a series that you are so excited about and enjoying so much that you had to push back and take deliberate action to read in smaller bites? Yeah, that was this book (given my druthers I would have zipped through this book but I decided to spread out my entertainment). The book starts slow with some pretty clear foreshadowing that like a lot of the Joe books everything isn't going to be all-right in the end and that the country as well as the main characters aren't going to get out of this un-scarred (happens in a lot of Jonathan Maberry's books). I am proud of my self control to have taken two whole weeks to listen to this book (and really, this is a series where I seriously recommend the audio book. Ray Porter, the narrator is awesome. Even Jonathan has admitted that now he hears his characters as though narrated by him, as he is writing new stuff! His skill at presenting these stories is a significant enhancer).
  
  As to the story? What if the lights went out? What if everything that runs on electricity other than the tiny bit used in brains/hearts stopped working? (side note, this is the basis on a global scale for at least one TV show and one really good book series) What else could you do to make that worse? Well if you read this book you can come up with some idea's. The Ledger series has been delving more into the paranormal (vs the Science gone bad from the first couple) the past book or so, and this keeps it up. I really cannot think of much more to say that doesn't potentially spoil the story.
  
  BTW, there is a great little scene in this book that is a treat if you have read some of Maberry's other series's (beyond the fact that those other story-lines all have similar characters and names in them).

• Shifting Shadows: Stories from the World of Mercy Thompson (Mercy Thompson 0.1/0.6/0.8/1.5/4.5/5.5/7.4) by Patricia Briggs

So somehow this book ended up on my pile (Audiobook) and to pace myself with Kill Switch I decided to give it a try. Overall the stories stood up well even accounting for the fact that I am effectively unfamiliar with the Mercy Thompson world. It actually may motivate me to try at least first book of the main series. 

• Welcome Home / Go Away (Kris Longknife #9.5) by Mike Shepherd
• A short little palette cleanser from some of my recent books. This novella fills in a little of the backstory of the Kris Longknife series. Told from a different perspective than normal, mostly from her grandparents point of view (mostly General Trouble). It was interesting to see how the events of the latest book played out from another perspective. Nothing significant happens in this book but it was fun to spend a little more time in this world.
  
  
• Chains of Command (Frontlines #4) by Marko Kloos
• Another interesting continuation of the story of Andrew Grayson. Like the other books there is another fast forward that leads to rejoining Andrew and his wife a year after the events of the last book. Desperately rebuilding the military, Andrew has been co-opted to become a Drill Sergeant, pumping out new recruits into a military that is desperately short handed. But Andrew is not fated for that career for too long as his skills as a successful leader are again called for. Tasked to support a special team to go after the leadership of their confederation who fled just prior to battles of the last book, Andrew picks up a promotion (to the amusement of his wife) and is tasked to put together and lead a team to see if some of those ships that disappeared can be put retaken and put to use in their upcoming campaign to retake Mars.
  
• A Shrouded World - Whistlers (A Shrouded World #1) by Mark Tufo (Goodreads Author), John O'Brien
• So I am much more familiar with Mark Tufo's Michael Talbot character (I actually read the first book of John Obrien's Jack Walker series last month), but this seemed like a fun little collaboration between two characters (+ Trip from Talbot's world). Each of the characters got to interact with the other's main issue (Talbot's zombies and Jack's nighwalkers) and introduced a new bad guy to this world (the Whistlers). It took a little while for the characters to meet up finally, but it was worth it. I am looking forward to the next book to see what happened to this world.

• The Adventures of Tom Stranger, Interdimensional Insurance Agent by Larry Correia
• So it was free. And I got a lot of enjoyment from it. So win for me. This short story/novella was offered free on Audible so I couldn't pass on a free story from one of my favorite authors. Goofy? Yep. Chock full of pop culture references? Check. Overall it feels like this was a collaboration of a bunch of drunks (I can see it now.... "hey! hey! Put in Chuck Norris"), but not just any drunks but a bunch of SF/Fantasy/Mil-SF Con drunks. This story made my run fly by.

May Shows

Still keeping up with

• The Flash
• Arrow
• Supergirl - Catching up on
• Babylon 5 - On Season 5 (of 5) - I feel like I may have not seen most of this. It was around here that I first started my post-college jobs
• Unbreakable Kimmie Schmidt - Finally some quite time to watch with my wife
• Amazing Race - Though we just aren't digging this year (YouTube stars, of which I was aware of one and my wife zero..... way to make us feel old)
• iZombie
• Jane the Virgin
• Fear the Walking Dead
• Chelsea Handlers new Netflix show! Yeah, just a bit excited about it. Though the wife and I cannot watch it in the mornings anymore like we did when we just had our daughter, Sydney, at almost 3 she has a remarkable ability to soak up words.

Movies (yep, I see so few now, even on DVD. I used to see 1-2 movies in the theater every week!):

• The Martian - A nice adaption of the book. It was interesting to see where they cut out from the book. I am glad I "read" the book first.

What my Daughter is obsessed with:

• Octonauts - Cannot complain too much, at least there is some bit of learning/science involved.
• Team Umizoomi - Which I really like since it focuses a lot on shapes and colors.

What my Son is obsessed with:

• Anything his sister has
• Anything he can eat
• Trying to walk (and he may still make this benchmark this month)

Weekly Weight (5/26)

260.0

Course correcting back to the right direction. Stepping up the workouts as well as the steps (18919 a day from Sunday to Wednesday).

• Week 0
• 260.9
• Week 1-2
• 257.8-260.1
• Week 3 
• 263.1
• Week 4 (now)
• 260.0

Things are going to get weird (and I will skip two weeks in June as I will be off for my yearly military service obligation) for the next two couple of weeks.

Mortgages

Aka, why I will not be paying down my mortgage down (except to get to parity before I refinanced) anytime in the near future. Yep, I am addressing the holy war item of the personal finance world, "Should I pay down my mortgage?" In my case? No. *mostly

As a veteran (key since I have a 10% disability which allows for no cost refinancing) I have refi'd a number of times (and this is the third property that I have owned). I think I may be done for while now, since I am down to 3.25% APR. Now I love spreadsheets, so I spent quite some time crunching numbers. Because of the refinance I got back my escrow and skipped a payment, so I ended up with a fairly nice cash reserve (that I parked in a Betterment Safety Net account (40% stocks, 60% Bonds)) that I will slowly draw down over the next 4.5 years to get the principle down to the same amount I would have left on my old loan (and ends a month earlier than my previous loan). Did I mention that I really, really love using spreadsheets (and as a good husband I make sure that my wife has access to them and understands them)?

But then? I am going to stop (for a long time most likely). Why? Because mortgages are "good" debt. Right now even when I pull out the standard deduction and itemize, I come out ahead. And while the end result of an early paydown is nice (no payment other than insurance and Taxes!) you also have an asset that is mostly non-liquid (maybe a bit by HELOC, but those are tightening up like mortgages have) asset that, when you look at the historic return on property falls into the lowest category, below even bonds (note I said historically, this period seems to be an anomaly). I personally have set the goal of not letting my home equity represent more than 25% of my family's net worth (and at no point exceeding the amount I have in my cash/taxable accounts, like it does right now).

My "net" cost

• P+ I + T + Insurance (no PMI, as a VA loan there is no PMI, even if I didn't already have 20%+ equity)
• I + T is deductible (whatever your top marginal tax rate is, in my case that is ~33% for both Federal and State)
• So gross cost is P + (I+T) * 2/3 + Insurance (but wait, if you look at it as I see it)
• However, remember that P is increasing your share of the asset (increasing equity, lowering the overall loan... effectively an investment (a bad one, since in general property that you live in is among your worst asset classes historically)), so really, the big question is can you get similar housing for the cost of 2/3 * (I+T) + Insurance? In my area? You can probably hear my laughter from wherever you are reading this.

Now there are some additional costs. Maintenance is another factor (HVAC's die, Roof's rot, painting needs to occur) but relative to my mortgage payment (and like a good saver I even have a special account for home maintenance that I automatically stuff money into every month (I need to do more but what I have it at is barely twice the cost of the insurance... which is 1/60th of my payment)) it is fairly low. Because I have a townhouse there is an association fee (we have a shared garage so there is some value from that on top of landscaping and snow removal) and there is always the hidden risk of an assessment in the future.

On a final note there will be a point in the far (15-20 year range) that this situation changes. As your Interest component decreases there may come a point where the mortgage slips into the "bad" debt category, where the net cost makes a standard deduction viable again, which removes the tax advantage from the mortgage. And by that point, based on my portfolio it may make sense to start piling on to the mortgage again. 

Weekly Weight (5/20)

263.1

A little bit of concern but it has been a weird week (Drill this past weekend, where I passed my annual PT test (18:07 2 mile run, 60 push-ups in 2 minutes, 55 sit-ups in 2 minutes) and height and weight, then off to Florida to "vacation" with the kids/wife/parents (I had all the intentions of running every day, hitting the gym, etc. but those plans did not survive the enemy, I only got one run in and no other workouts, other than a lot of walking). With a 2 week trend I am a little annoyed (but I am doing a partial fast day today to set me back on the right course).

• Week 0
• 260.9
• Week 1
• 257.8
• Week 2 
• 260.1
• Week 3 (now)
• 263.1

I got a new Fitbit HR (to replace my Dead Basis Peak) so I am getting used to that again.